1. Services: The Company provides access to training programs, coaching, software, content, and related services (collectively, the "Services"). The Company reserves the right to modify, update, or discontinue any portion of the Services at its sole discretion without liability.

2. Subscription Plans & Billing
2.1 Monthly Plans (Minimum Commitment)
All monthly subscription plans require a non-cancelable minimum commitment of three (3) consecutive months ("Minimum Term"), beginning on the service start date.
 • Fees are billed monthly in advance.
 • Early termination is not permitted during the Minimum Term.
 • Any attempt to cancel, suspend, or discontinue services prior to completion of the Minimum Term constitutes a material breach of this Agreement.
 • Upon early termination or breach, the full remaining balance for the entire Minimum Term shall be immediately accelerated and become due and payable, without notice.

2.2 Annual Plans (Auto-Renewal): All annual plans are billed on a yearly basis and will automatically renew for successive one (1) year terms unless canceled.
 • You must provide written notice of cancellation at least thirty (30) days prior to the renewal date.
 • If notice is not received within this timeframe, the subscription will renew and you will be responsible for the full annual renewal amount.

3. Payment Terms & Authorization: By providing a payment method, you expressly authorize the Company to:
 • Automatically charge any payment method on file (including credit card, debit card, or ACH) for all amounts due
 • Charge recurring subscription fees and renewal payments
 • Charge any outstanding balances, including those arising from early termination or breach
You further authorize the Company to:
 • Reattempt failed payments without notice
 • Charge any alternate payment method on file
 • Continue collection efforts until all amounts owed are paid in full

4. Late Payments; Default; Collections: If any payment is declined, reversed, or unpaid:
 • Your access to Services may be immediately suspended or terminated
 • The Company may assess interest on unpaid balances at the maximum rate permitted under Texas law
 • All outstanding amounts, including future payments under any active term, may be immediately accelerated and due
You agree to pay all costs incurred by the Company in collecting unpaid amounts, including but not limited to:
 • Collection agency fees
 • Reasonable attorneys' fees
 • Court costs and administrative expenses
The Company may report delinquent accounts to credit reporting agencies to the extent permitted by law.

5. Cancellation Policy: Monthly plans may only be canceled after completion of the 3-month Minimum Term.
 • Annual plans require written cancellation notice at least 30 days prior to renewal.
 • All cancellation requests must be submitted in writing to [Insert Email].
No refunds will be issued for:
 • Partial billing periods
 • Unused services
 • Early termination or breach

6. No Guarantees: The Company makes no representations or guarantees regarding specific results, revenue increases, or business outcomes. Any examples or testimonials are not guarantees of performance.

7. Limitation of Liability: To the maximum extent permitted by Texas law, the Company shall not be liable for any indirect, incidental, consequential, or punitive damages. In all cases, the Company's total liability shall not exceed the total amount paid by Client to Company within the preceding three (3) months.

8. Governing Law; Venue: This Agreement shall be governed by and construed in accordance with the laws of the State of Texas. Exclusive venue for any dispute arising out of or relating to this Agreement shall be in the state or federal courts located in [Insert County], Texas, and you expressly consent to the jurisdiction of such courts.

9. Binding Agreement; No Chargebacks: You acknowledge that this Agreement is legally binding and enforceable.
You agree not to initiate or pursue any chargeback or payment dispute without first contacting the Company to resolve the issue. Any improper chargeback shall constitute a breach of this Agreement, and you agree to remain liable for all amounts owed, including associated fees and costs.

10. Modifications: The Company reserves the right to modify these Terms at any time. Continued use of the Services constitutes acceptance of any updated Terms.

11. Acceptance: By purchasing or using the Services, you acknowledge that you have read, understood, and agree to be bound by this Agreement.